Golden Library Card

What is the Golden Library Card?

The Golden Library Card is a secure savings account that doubles into an access card to experience unlimited fine jewelry, for a fraction of the price.

Invest in gold & borrow new pieces of fine jewelry, wherever and whenever you need it.

Plus, perks.

How It Works

Step 1: Own Gold

Own Gold

Purchase certified investment-grade gold bars through our online shop or transform your old jewelry into a brand new gold bar.

FREE INSTALLMENT PLAN TO OWN GOLD.

Step 2: Protect Gold

Secure and Insure Your Treasure

We've partnered with an industry leader in precious metals storage to offer you fully-insured gold storage starting at just $6/month.

Your gold is fully segregated by brand and serial number in a maximum security bank vault. Gold is insured by Lloyds of London. No long-term storage commitment - your subscription is month to month.

Step 3: Use Gold

Your gold bar doubles as your security deposit to borrow our evolving fine jewelry collection. Borrow up to your gold value in fine jewelry, whenever & wherever you need it.

View our full rental collection here. Plus, member perks.

You said perks?

Benefit Description
💰 Rental Discounts 15% discount on all rentals if returned within 7 days.
📆 Extended Rentals Free extension for all rentals for up to 30 days. No additional charge.
🔓 Private Collection Access Access to a private rental collection from jewelry retailers & manufacturers nationwide. Subject to availability.
💰 Easy Withdrawal Collect your gold anywhere in the US or sell back to us and get paid instantly to your bank account.
💎 Additional Discounts Additional 10% discount on labor charges for retail purchases or custom jewelry.
💰 Higher Payouts for Trade-Ins Receive an extra 1% on old gold trade-ins.
💲Profit from your Gold While you're paying monthly storage, you enjoy all profits from the appreciation of your gold.

Pricing Plans

Unlock the full potential of your Golden Library Card with our tiered subscription plans. Choose the one that best fits your gold storage needs.

Tier Gold Storage Range (in 24k gold) Monthly Price
Golden Starter 0 - 100 grams $6/month
Golden Enthusiast 101 - 200 grams $12/month
Golden Elite 201 - 300 grams $18/month
Golden Mystery 301 grams + Custom Pricing

The Golden Library Card vs The Status Quo.

A deeper look into why this isn't a luxury, but a necessity. 

Feature Buying Gold Jewelry The Golden Library Card
Taxes Faces sales & import taxes ranging from 6% to 17% 📈 Gold bars are tax free!
Insurance & Storage Costs 2-5% each year 😟 About 1% yearly
Trade-In Value Average person loses 30% to 80% on trade-ins. 1% charge to trade in gold bullion
Gemstones Risk losing 30-100% of your gemstones' value 😢 Gold bars have no gemstones.
Refining Charges 4% refining charges 💔 No refining charge for The Golden Library Card. Your gold is perfect.

Frequently Asked Questions

WHAT’S A GOLDEN LIBRARY CARD?
  • A shiny savings account that doubles as an access card to borrow fine jewelry, whenever and wherever you need it.
  1. Invest in a 24-karat, investment-grade gold bar.
  2. Open a Storage & Insurance account through our vault storage companies.
  3. Use your gold bar as a deposit to borrow fine jewelry anytime you have a special event in your life.
HOW MUCH DO YOU CHARGE FOR GOLD STORAGE?
  • We offer storage tiers ranging from $6/month to $18/month.
IS THE GOLD SECURE?
  • Yes, gold bars are stored in a UL-certified, 24/7-guarded Chicago vault with full replacement value insurance against loss, theft, or natural disaster.
WHAT DOES FULLY SEGREGATED STORAGE MEAN?
  • It means that we’re not a bank. We don’t use, commingle, or combine your gold investments. You get the same gold bar back if you choose to withdraw your investment.
  • Gold bars are segregated by serial number, allowing us to differentiate between each of our client’s personal investments.
HOW DO I KNOW MY GOLD IS SAFE?
You have several ways to verify your gold bar is safe and secure:
  • Pause your storage subscription anytime and take delivery of your gold bar. You can pick it up at our Chicago location or have it shipped to you anywhere in the US.
  • Request a free audit of your gold. We’ll take a picture of your gold bar with a copy of the current newspaper on your request date.
  • Use your gold to borrow gold jewelry. We wouldn’t let you borrow from our fine jewelry collection if we weren’t certain we had your gold bar as a deposit.
HOW MUCH GOLD DO I NEED FOR A GOLDEN LIBRARY CARD?
  • You get to choose how much gold you want to start with.
  • We offer options starting from 1 gram of gold up to kilograms of gold.
GOLD IS EXPENSIVE RIGHT NOW. CAN YOU HELP?
  • Yes, we offer interest-free, fee-free installment plans to allow you to pay for your gold bar over time. Learn more here.
WHAT DO WE NEED TO OPEN A STORAGE ACCOUNT?
  • Provide basic information (name, contact information, address), a copy of your ID, and a signed storage agreement.
WHAT IF WE WANT TO SELL OUR GOLD OR WITHDRAW FROM THE STORAGE UNIT?
  • We can buy your gold bar at the current price of gold minus a 1% charge and send you the funds via electronic transfer.
  • We can also ship you the gold anywhere in the US at your request.
WHAT BENEFITS DO WE GET WITH OPENING A STORAGE ACCOUNT?
Benefits include:
  • Rental extension up to 30 days (15% discount if returned within 7 days)
  • Access to a private rental collection
  • 10% off jewelry purchases and custom jewelry-making charges
  • Double your gold as a security deposit for jewelry borrowing
  • Easy withdrawal and payment options
  • Complimentary full-coverage insurance for gold against loss or theft
HOW CAN WE USE OUR GOLD TO BORROW JEWELRY?
  • For each piece of jewelry you need, we apply your gold balance as a credit towards the security deposit necessary to borrow that jewelry. This allows you to invest in a rainy-day fund while also using it to borrow jewelry for important events in your life.
  • If you borrow more gold jewelry than the value of your gold investment, you’ll need to cover the difference through one of our other security deposit methods. You’ll also be limited to rentals only for 7 days, though you’ll still qualify for the 15% discount.

Inquire about any of our services. We'll respond within 24 hours.